Know how you can make payments easily using a mobile banking app

Online banking helps customers perform simple transactions such as checking account balances, getting notifications, and accessing information easily from anywhere. Moreover, you can make instant digital payments through the UPI payment app at anytime as it is available 24/7. You can now shop online and make payments using various digital payment methods.

The IDFC FIRST Bank Mobile Banking App facilitates easy linking of your account and make or receive UPI payments easily. Mobile phones are largely used by people to transfer funds or pay bills using the UPI app. Before making the payment, they search for products, read reviews and buy the ones they like. The e-commerce websites help you look for your desired product by accessing the inventory of a particular store, read the description of a product, compare the prices and place an order. You can conduct any number of transactions on your mobile and make payments securely.

How does the IDFC FIRST Bank Mobile Banking App ensure safe and secured payment?

Helps merchants receive payments using a UPI app

If you are running a business offline or online, you need to receive digital payments. The advanced technology has enabled people to use mobile apps to make payments instantly yet securely. The UPI payment app is in line with this development. You can download the IDFC FIRST Bank Mobile Banking App to conduct UPI transactions by generating the UPI QR code, which your customers can use to for scan and pay the amount due.

To generate a UPI QR code, you need to download the IDFC FIRST Bank UPI app from the App Store or Play Store and link or register your bank accounts. Then, go to ‘My QR Code’ and click it to generate your unique code. You can download and print it to display in your outlet to enable the consumers scan it for paying for the items they bought online.

Send money through ‘Pay to Contact’

Using the IDFC FIRST Bank UPI app, you can transfer funds to anyone in your contacts. For this, you need to log into the IDFC FIRST Bank Mobile Banking App and click on the UPI Payments. Choose ‘Pay to Contact’ and enter the payee’s mobile number, as well as select the UPI ID. After that, enter the amount and click the ‘Submit’ button. It will lead you to enter the 4-digit PIN. Once you have entered it and submitted the UPI money transfer is successful.

Payment through net banking

The banking app allows you to shop online on any e-commerce websites without any hindrance by offering you numerous payment options. The net banking facility allows you to pay using NEFT or IMPS. All you have to do is to:

• Visit the e-commerce merchant website
• Choose the product category and the item you want to buy
• Click on the ‘Pay now’ tab, which will take you to a number of payment options
• Select ‘Net banking’ and the bank, to redirect you to the bank’s webpage
• Enter your login details and then the transaction ID and OTP, which will be generated and sent to your mobile phone
• Once entered, confirm the transaction. It helps you pay for your purchases safely and securely

With the IDFC FIRST Bank Mobile Banking App, you can ensure that the payment is safe and secure.